Financial Expert Marion G. Cuff, CFS: Nursing Home Care


Marion G. Cuff, CFS

How can I tell if a nursing home provides high-quality care?
You may have heard horror stories about the quality of nursing home care. However, there are good nursing homes as well as bad ones. Here are some points to consider when evaluating nursing home care:
• The quality of health care: Make sure that the nursing home is certified by the state. Ask about the credentials and training of the staff, including doctors, nurses, and aides. Can residents see their own doctors, or must they see the staff physician? Do they have access to dentists, eye doctors, and other specialists? Does the facility have clear procedures that it follows in medical emergencies?
• The facility's appearance: The nursing home should be clean and well maintained. A bad smell may indicate the staff is too busy or uncaring to help residents to the bathroom or to change clothes. Rooms and public areas should be comfortable. The dining room and kitchen should be clean, and the food should be hot and appetizing.
• Safety and security: Ask when the facility was built and/or updated. In general, the newer the building, the more fire-resistant it will be due to changes in building codes. Look for safety features such as wide hallways, doors that unlock from the inside, handrails, and grab bars.
• Resident/staff ratio and interaction: Find out how the nursing home complies with state and federal government regulations such as patient/staff ratio and training. Notice how staff members treat residents. Do they generally seem caring? Distracted? Are a lot of residents sitting around in common areas doing nothing, or are there stimulating activities going on?
You can access a tool that can help you find and compare nursing homes at www.medicare.gov.
IMPORTANT DISCLOSURES Working with an advisor that holds the CFS designation does not guarantee investment success. Securities and Investment Advisory services offered through FSC Securities Corporation, Member FINRA/SIPC and a Registered Investment Advisor. The Grace Financial Group is a marketing designation.
Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.
These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.
Marion G. Cuff, CFS
128 Seneca Lake Road, Sparta, NJ 07871
973-729-9861
Ask Marion G. Cuff, CFS a question
www.thegracefinancialgroup.com

Come in out of the storm; take care of your money and yourself